Homeowner Insurance Costs in Madison County, AR

How much does homeowner insurance cost in Madison County? Here's what to expect.

Est. Annual Premium

$816

Monthly Cost

$68

Median Home Value

$148,300

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$148,300
Personal Property (C)$74,150
Liability (E)$300,000
Deductible$1,483

Cost Context

Homeownership Rate79.8%
Median Income$51,514
Property Tax Rate0.4%
Population16,737

About Insurance in Madison County

Homeowner insurance in Madison County, Arkansas costs an estimated $816 per year for a median-value home of $148,300. This represents approximately 1.6% of the median household income of $51,514.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arkansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.