Homeowner Insurance Costs in Ouachita County, AR

How much does homeowner insurance cost in Ouachita County? Here's what to expect.

Est. Annual Premium

$528

Monthly Cost

$44

Median Home Value

$96,000

% of Income

1.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$96,000
Personal Property (C)$48,000
Liability (E)$300,000
Deductible$960

Cost Context

Homeownership Rate73.8%
Median Income$47,348
Property Tax Rate0.5%
Population22,606

About Insurance in Ouachita County

Homeowner insurance in Ouachita County, Arkansas costs an estimated $528 per year for a median-value home of $96,000. This represents approximately 1.1% of the median household income of $47,348.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arkansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.