Homeowner Insurance Costs in Polk County, AR

How much does homeowner insurance cost in Polk County? Here's what to expect.

Est. Annual Premium

$664

Monthly Cost

$55

Median Home Value

$120,800

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$120,800
Personal Property (C)$60,400
Liability (E)$300,000
Deductible$1,208

Cost Context

Homeownership Rate79.9%
Median Income$48,449
Property Tax Rate0.4%
Population19,384

About Insurance in Polk County

Homeowner insurance in Polk County, Arkansas costs an estimated $664 per year for a median-value home of $120,800. This represents approximately 1.4% of the median household income of $48,449.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arkansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.