Homeowner Insurance Costs in St. Francis County, AR

How much does homeowner insurance cost in St. Francis County? Here's what to expect.

Est. Annual Premium

$453

Monthly Cost

$38

Median Home Value

$82,400

% of Income

1.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$82,400
Personal Property (C)$41,200
Liability (E)$300,000
Deductible$824

Cost Context

Homeownership Rate54.2%
Median Income$39,822
Property Tax Rate0.6%
Population23,138

About Insurance in St. Francis County

Homeowner insurance in St. Francis County, Arkansas costs an estimated $453 per year for a median-value home of $82,400. This represents approximately 1.1% of the median household income of $39,822.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arkansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.