Homeowner Insurance Costs in Stone County, AR
How much does homeowner insurance cost in Stone County? Here's what to expect.
Est. Annual Premium
$845
Monthly Cost
$70
Median Home Value
$153,700
% of Income
2.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$153,700
Personal Property (C)$76,850
Liability (E)$300,000
Deductible$1,537
Cost Context
Homeownership Rate72.3%
Median Income$37,664
Property Tax Rate0.3%
Population12,393
About Insurance in Stone County
Homeowner insurance in Stone County, Arkansas costs an estimated $845 per year for a median-value home of $153,700. This represents approximately 2.2% of the median household income of $37,664.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis