Homeowner Insurance Costs in Brevard County, FL

How much does homeowner insurance cost in Brevard County? Here's what to expect.

Est. Annual Premium

$1,529

Monthly Cost

$127

Median Home Value

$278,000

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$278,000
Personal Property (C)$139,000
Liability (E)$300,000
Deductible$2,780

Cost Context

Homeownership Rate76.7%
Median Income$71,308
Property Tax Rate0.7%
Population610,723

About Insurance in Brevard County

Homeowner insurance in Brevard County, Florida costs an estimated $1,529 per year for a median-value home of $278,000. This represents approximately 2.1% of the median household income of $71,308.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.