Homeowner Insurance Costs in Clay County, FL
How much does homeowner insurance cost in Clay County? Here's what to expect.
Est. Annual Premium
$1,400
Monthly Cost
$117
Median Home Value
$254,500
% of Income
1.7%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$254,500
Personal Property (C)$127,250
Liability (E)$300,000
Deductible$2,545
Cost Context
Homeownership Rate76.6%
Median Income$82,242
Property Tax Rate0.8%
Population219,650
About Insurance in Clay County
Homeowner insurance in Clay County, Florida costs an estimated $1,400 per year for a median-value home of $254,500. This represents approximately 1.7% of the median household income of $82,242.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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