Homeowner Insurance Costs in Dixie County, FL

How much does homeowner insurance cost in Dixie County? Here's what to expect.

Est. Annual Premium

$513

Monthly Cost

$43

Median Home Value

$93,200

% of Income

1.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$93,200
Personal Property (C)$46,600
Liability (E)$300,000
Deductible$932

Cost Context

Homeownership Rate83.0%
Median Income$45,057
Property Tax Rate0.6%
Population16,737

About Insurance in Dixie County

Homeowner insurance in Dixie County, Florida costs an estimated $513 per year for a median-value home of $93,200. This represents approximately 1.1% of the median household income of $45,057.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.