Homeowner Insurance Costs in Holmes County, FL
How much does homeowner insurance cost in Holmes County? Here's what to expect.
Est. Annual Premium
$522
Monthly Cost
$44
Median Home Value
$94,900
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$94,900
Personal Property (C)$47,450
Liability (E)$300,000
Deductible$949
Cost Context
Homeownership Rate76.5%
Median Income$46,063
Property Tax Rate0.6%
Population19,529
About Insurance in Holmes County
Homeowner insurance in Holmes County, Florida costs an estimated $522 per year for a median-value home of $94,900. This represents approximately 1.1% of the median household income of $46,063.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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