Homeowner Insurance Costs in Madison County, FL
How much does homeowner insurance cost in Madison County? Here's what to expect.
Est. Annual Premium
$508
Monthly Cost
$42
Median Home Value
$92,400
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$92,400
Personal Property (C)$46,200
Liability (E)$300,000
Deductible$924
Cost Context
Homeownership Rate70.9%
Median Income$43,386
Property Tax Rate1.0%
Population17,986
About Insurance in Madison County
Homeowner insurance in Madison County, Florida costs an estimated $508 per year for a median-value home of $92,400. This represents approximately 1.2% of the median household income of $43,386.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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