Homeowner Insurance Costs in Osceola County, FL

How much does homeowner insurance cost in Osceola County? Here's what to expect.

Est. Annual Premium

$1,569

Monthly Cost

$131

Median Home Value

$285,200

% of Income

2.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$285,200
Personal Property (C)$142,600
Liability (E)$300,000
Deductible$2,852

Cost Context

Homeownership Rate65.7%
Median Income$64,312
Property Tax Rate0.8%
Population393,745

About Insurance in Osceola County

Homeowner insurance in Osceola County, Florida costs an estimated $1,569 per year for a median-value home of $285,200. This represents approximately 2.4% of the median household income of $64,312.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.