Homeowner Insurance Costs in Pasco County, FL
How much does homeowner insurance cost in Pasco County? Here's what to expect.
Est. Annual Premium
$1,285
Monthly Cost
$107
Median Home Value
$233,600
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$233,600
Personal Property (C)$116,800
Liability (E)$300,000
Deductible$2,336
Cost Context
Homeownership Rate74.6%
Median Income$63,187
Property Tax Rate0.8%
Population569,211
About Insurance in Pasco County
Homeowner insurance in Pasco County, Florida costs an estimated $1,285 per year for a median-value home of $233,600. This represents approximately 2% of the median household income of $63,187.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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