Homeowner Insurance Costs in Putnam County, FL
How much does homeowner insurance cost in Putnam County? Here's what to expect.
Est. Annual Premium
$691
Monthly Cost
$58
Median Home Value
$125,700
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$125,700
Personal Property (C)$62,850
Liability (E)$300,000
Deductible$1,257
Cost Context
Homeownership Rate73.0%
Median Income$44,852
Property Tax Rate0.9%
Population73,604
About Insurance in Putnam County
Homeowner insurance in Putnam County, Florida costs an estimated $691 per year for a median-value home of $125,700. This represents approximately 1.5% of the median household income of $44,852.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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