Homeowner Insurance Costs in Seminole County, FL

How much does homeowner insurance cost in Seminole County? Here's what to expect.

Est. Annual Premium

$1,811

Monthly Cost

$151

Median Home Value

$329,300

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$329,300
Personal Property (C)$164,650
Liability (E)$300,000
Deductible$3,293

Cost Context

Homeownership Rate65.7%
Median Income$79,490
Property Tax Rate0.7%
Population471,321

About Insurance in Seminole County

Homeowner insurance in Seminole County, Florida costs an estimated $1,811 per year for a median-value home of $329,300. This represents approximately 2.3% of the median household income of $79,490.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.