Homeowner Insurance Costs in Suwannee County, FL

How much does homeowner insurance cost in Suwannee County? Here's what to expect.

Est. Annual Premium

$751

Monthly Cost

$63

Median Home Value

$136,500

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$136,500
Personal Property (C)$68,250
Liability (E)$300,000
Deductible$1,365

Cost Context

Homeownership Rate75.2%
Median Income$49,729
Property Tax Rate0.8%
Population43,881

About Insurance in Suwannee County

Homeowner insurance in Suwannee County, Florida costs an estimated $751 per year for a median-value home of $136,500. This represents approximately 1.5% of the median household income of $49,729.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.