Homeowner Insurance Costs in Wakulla County, FL

How much does homeowner insurance cost in Wakulla County? Here's what to expect.

Est. Annual Premium

$1,092

Monthly Cost

$91

Median Home Value

$198,600

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$198,600
Personal Property (C)$99,300
Liability (E)$300,000
Deductible$1,986

Cost Context

Homeownership Rate81.2%
Median Income$72,035
Property Tax Rate0.7%
Population33,732

About Insurance in Wakulla County

Homeowner insurance in Wakulla County, Florida costs an estimated $1,092 per year for a median-value home of $198,600. This represents approximately 1.5% of the median household income of $72,035.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.