Homeowner Insurance Costs in Washington County, FL

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$757

Monthly Cost

$63

Median Home Value

$137,600

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$137,600
Personal Property (C)$68,800
Liability (E)$300,000
Deductible$1,376

Cost Context

Homeownership Rate78.4%
Median Income$47,536
Property Tax Rate0.5%
Population25,014

About Insurance in Washington County

Homeowner insurance in Washington County, Florida costs an estimated $757 per year for a median-value home of $137,600. This represents approximately 1.6% of the median household income of $47,536.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.