Homeowner Insurance Costs in Harris County, GA

How much does homeowner insurance cost in Harris County? Here's what to expect.

Est. Annual Premium

$1,503

Monthly Cost

$125

Median Home Value

$273,200

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$273,200
Personal Property (C)$136,600
Liability (E)$300,000
Deductible$2,732

Cost Context

Homeownership Rate89.2%
Median Income$85,936
Property Tax Rate0.9%
Population34,914

About Insurance in Harris County

Homeowner insurance in Harris County, Georgia costs an estimated $1,503 per year for a median-value home of $273,200. This represents approximately 1.7% of the median household income of $85,936.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.