Homeowner Insurance Costs in Lamar County, GA
How much does homeowner insurance cost in Lamar County? Here's what to expect.
Est. Annual Premium
$974
Monthly Cost
$81
Median Home Value
$177,000
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$177,000
Personal Property (C)$88,500
Liability (E)$300,000
Deductible$1,770
Cost Context
Homeownership Rate76.1%
Median Income$64,966
Property Tax Rate1.0%
Population18,676
About Insurance in Lamar County
Homeowner insurance in Lamar County, Georgia costs an estimated $974 per year for a median-value home of $177,000. This represents approximately 1.5% of the median household income of $64,966.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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