Homeowner Insurance Costs in Lee County, GA

How much does homeowner insurance cost in Lee County? Here's what to expect.

Est. Annual Premium

$1,148

Monthly Cost

$96

Median Home Value

$208,800

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$208,800
Personal Property (C)$104,400
Liability (E)$300,000
Deductible$2,088

Cost Context

Homeownership Rate74.8%
Median Income$83,632
Property Tax Rate1.0%
Population32,968

About Insurance in Lee County

Homeowner insurance in Lee County, Georgia costs an estimated $1,148 per year for a median-value home of $208,800. This represents approximately 1.4% of the median household income of $83,632.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.