Homeowner Insurance Costs in Long County, GA

How much does homeowner insurance cost in Long County? Here's what to expect.

Est. Annual Premium

$879

Monthly Cost

$73

Median Home Value

$159,900

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$159,900
Personal Property (C)$79,950
Liability (E)$300,000
Deductible$1,599

Cost Context

Homeownership Rate60.8%
Median Income$56,819
Property Tax Rate1.1%
Population16,804

About Insurance in Long County

Homeowner insurance in Long County, Georgia costs an estimated $879 per year for a median-value home of $159,900. This represents approximately 1.5% of the median household income of $56,819.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.