Homeowner Insurance Costs in Lowndes County, GA

How much does homeowner insurance cost in Lowndes County? Here's what to expect.

Est. Annual Premium

$978

Monthly Cost

$82

Median Home Value

$177,800

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$177,800
Personal Property (C)$88,900
Liability (E)$300,000
Deductible$1,778

Cost Context

Homeownership Rate54.4%
Median Income$52,821
Property Tax Rate0.9%
Population118,257

About Insurance in Lowndes County

Homeowner insurance in Lowndes County, Georgia costs an estimated $978 per year for a median-value home of $177,800. This represents approximately 1.9% of the median household income of $52,821.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.