Homeowner Insurance Costs in Montgomery County, GA

How much does homeowner insurance cost in Montgomery County? Here's what to expect.

Est. Annual Premium

$579

Monthly Cost

$48

Median Home Value

$105,300

% of Income

1.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$105,300
Personal Property (C)$52,650
Liability (E)$300,000
Deductible$1,053

Cost Context

Homeownership Rate76.5%
Median Income$49,138
Property Tax Rate1.0%
Population8,687

About Insurance in Montgomery County

Homeowner insurance in Montgomery County, Georgia costs an estimated $579 per year for a median-value home of $105,300. This represents approximately 1.2% of the median household income of $49,138.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.