Homeowner Insurance Costs in Sumter County, GA

How much does homeowner insurance cost in Sumter County? Here's what to expect.

Est. Annual Premium

$715

Monthly Cost

$60

Median Home Value

$130,000

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$130,000
Personal Property (C)$65,000
Liability (E)$300,000
Deductible$1,300

Cost Context

Homeownership Rate56.7%
Median Income$38,899
Property Tax Rate1.2%
Population29,378

About Insurance in Sumter County

Homeowner insurance in Sumter County, Georgia costs an estimated $715 per year for a median-value home of $130,000. This represents approximately 1.8% of the median household income of $38,899.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.