Homeowner Insurance Costs in Towns County, GA
How much does homeowner insurance cost in Towns County? Here's what to expect.
Est. Annual Premium
$1,533
Monthly Cost
$128
Median Home Value
$278,700
% of Income
2.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$278,700
Personal Property (C)$139,350
Liability (E)$300,000
Deductible$2,787
Cost Context
Homeownership Rate79.1%
Median Income$55,574
Property Tax Rate0.4%
Population12,546
About Insurance in Towns County
Homeowner insurance in Towns County, Georgia costs an estimated $1,533 per year for a median-value home of $278,700. This represents approximately 2.8% of the median household income of $55,574.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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