Homeowner Insurance Costs in Union County, GA

How much does homeowner insurance cost in Union County? Here's what to expect.

Est. Annual Premium

$1,387

Monthly Cost

$116

Median Home Value

$252,100

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$252,100
Personal Property (C)$126,050
Liability (E)$300,000
Deductible$2,521

Cost Context

Homeownership Rate81.4%
Median Income$59,783
Property Tax Rate0.5%
Population24,880

About Insurance in Union County

Homeowner insurance in Union County, Georgia costs an estimated $1,387 per year for a median-value home of $252,100. This represents approximately 2.3% of the median household income of $59,783.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.