Homeowner Insurance Costs in Wilkes County, GA

How much does homeowner insurance cost in Wilkes County? Here's what to expect.

Est. Annual Premium

$509

Monthly Cost

$42

Median Home Value

$92,500

% of Income

1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$92,500
Personal Property (C)$46,250
Liability (E)$300,000
Deductible$925

Cost Context

Homeownership Rate65.7%
Median Income$51,780
Property Tax Rate1.3%
Population9,610

About Insurance in Wilkes County

Homeowner insurance in Wilkes County, Georgia costs an estimated $509 per year for a median-value home of $92,500. This represents approximately 1% of the median household income of $51,780.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.