Homeowner Insurance Costs in Adair County, IA
How much does homeowner insurance cost in Adair County? Here's what to expect.
Est. Annual Premium
$724
Monthly Cost
$60
Median Home Value
$131,600
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$131,600
Personal Property (C)$65,800
Liability (E)$300,000
Deductible$1,316
Cost Context
Homeownership Rate70.7%
Median Income$63,172
Property Tax Rate1.3%
Population7,479
About Insurance in Adair County
Homeowner insurance in Adair County, Iowa costs an estimated $724 per year for a median-value home of $131,600. This represents approximately 1.1% of the median household income of $63,172.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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