Homeowner Insurance Costs in Scott County, IA

How much does homeowner insurance cost in Scott County? Here's what to expect.

Est. Annual Premium

$1,089

Monthly Cost

$91

Median Home Value

$198,000

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$198,000
Personal Property (C)$99,000
Liability (E)$300,000
Deductible$1,980

Cost Context

Homeownership Rate69.1%
Median Income$72,792
Property Tax Rate1.6%
Population174,315

About Insurance in Scott County

Homeowner insurance in Scott County, Iowa costs an estimated $1,089 per year for a median-value home of $198,000. This represents approximately 1.5% of the median household income of $72,792.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Iowa

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.