Homeowner Insurance Costs in Story County, IA
How much does homeowner insurance cost in Story County? Here's what to expect.
Est. Annual Premium
$1,260
Monthly Cost
$105
Median Home Value
$229,100
% of Income
1.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$229,100
Personal Property (C)$114,550
Liability (E)$300,000
Deductible$2,291
Cost Context
Homeownership Rate55.7%
Median Income$66,197
Property Tax Rate1.5%
Population98,573
About Insurance in Story County
Homeowner insurance in Story County, Iowa costs an estimated $1,260 per year for a median-value home of $229,100. This represents approximately 1.9% of the median household income of $66,197.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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