Homeowner Insurance Costs in Polk County, IA
How much does homeowner insurance cost in Polk County? Here's what to expect.
Est. Annual Premium
$1,276
Monthly Cost
$106
Median Home Value
$232,000
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$232,000
Personal Property (C)$116,000
Liability (E)$300,000
Deductible$2,320
Cost Context
Homeownership Rate67.1%
Median Income$78,827
Property Tax Rate1.8%
Population493,378
About Insurance in Polk County
Homeowner insurance in Polk County, Iowa costs an estimated $1,276 per year for a median-value home of $232,000. This represents approximately 1.6% of the median household income of $78,827.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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