Homeowner Insurance Costs in Adams County, IA
How much does homeowner insurance cost in Adams County? Here's what to expect.
Est. Annual Premium
$602
Monthly Cost
$50
Median Home Value
$109,400
% of Income
0.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$109,400
Personal Property (C)$54,700
Liability (E)$300,000
Deductible$1,094
Cost Context
Homeownership Rate80.9%
Median Income$64,750
Property Tax Rate1.3%
Population3,680
About Insurance in Adams County
Homeowner insurance in Adams County, Iowa costs an estimated $602 per year for a median-value home of $109,400. This represents approximately 0.9% of the median household income of $64,750.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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