Homeowner Insurance Costs in Butler County, IA

How much does homeowner insurance cost in Butler County? Here's what to expect.

Est. Annual Premium

$805

Monthly Cost

$67

Median Home Value

$146,300

% of Income

1.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$146,300
Personal Property (C)$73,150
Liability (E)$300,000
Deductible$1,463

Cost Context

Homeownership Rate80.3%
Median Income$65,743
Property Tax Rate1.4%
Population14,376

About Insurance in Butler County

Homeowner insurance in Butler County, Iowa costs an estimated $805 per year for a median-value home of $146,300. This represents approximately 1.2% of the median household income of $65,743.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Iowa

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.