Homeowner Insurance Costs in Clay County, IA
How much does homeowner insurance cost in Clay County? Here's what to expect.
Est. Annual Premium
$833
Monthly Cost
$69
Median Home Value
$151,400
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$151,400
Personal Property (C)$75,700
Liability (E)$300,000
Deductible$1,514
Cost Context
Homeownership Rate72.7%
Median Income$61,756
Property Tax Rate1.2%
Population16,423
About Insurance in Clay County
Homeowner insurance in Clay County, Iowa costs an estimated $833 per year for a median-value home of $151,400. This represents approximately 1.3% of the median household income of $61,756.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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