Homeowner Insurance Costs in Clayton County, IA
How much does homeowner insurance cost in Clayton County? Here's what to expect.
Est. Annual Premium
$822
Monthly Cost
$69
Median Home Value
$149,500
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$149,500
Personal Property (C)$74,750
Liability (E)$300,000
Deductible$1,495
Cost Context
Homeownership Rate75.3%
Median Income$60,441
Property Tax Rate1.4%
Population17,123
About Insurance in Clayton County
Homeowner insurance in Clayton County, Iowa costs an estimated $822 per year for a median-value home of $149,500. This represents approximately 1.4% of the median household income of $60,441.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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