Homeowner Insurance Costs in Dickinson County, IA

How much does homeowner insurance cost in Dickinson County? Here's what to expect.

Est. Annual Premium

$1,299

Monthly Cost

$108

Median Home Value

$236,100

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$236,100
Personal Property (C)$118,050
Liability (E)$300,000
Deductible$2,361

Cost Context

Homeownership Rate78.4%
Median Income$72,446
Property Tax Rate1.0%
Population17,692

About Insurance in Dickinson County

Homeowner insurance in Dickinson County, Iowa costs an estimated $1,299 per year for a median-value home of $236,100. This represents approximately 1.8% of the median household income of $72,446.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Iowa

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.