Homeowner Insurance Costs in Floyd County, IA
How much does homeowner insurance cost in Floyd County? Here's what to expect.
Est. Annual Premium
$708
Monthly Cost
$59
Median Home Value
$128,800
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$128,800
Personal Property (C)$64,400
Liability (E)$300,000
Deductible$1,288
Cost Context
Homeownership Rate76.4%
Median Income$62,356
Property Tax Rate1.4%
Population15,601
About Insurance in Floyd County
Homeowner insurance in Floyd County, Iowa costs an estimated $708 per year for a median-value home of $128,800. This represents approximately 1.1% of the median household income of $62,356.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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