Homeowner Insurance Costs in Guthrie County, IA
How much does homeowner insurance cost in Guthrie County? Here's what to expect.
Est. Annual Premium
$842
Monthly Cost
$70
Median Home Value
$153,100
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$153,100
Personal Property (C)$76,550
Liability (E)$300,000
Deductible$1,531
Cost Context
Homeownership Rate83.7%
Median Income$75,795
Property Tax Rate1.4%
Population10,619
About Insurance in Guthrie County
Homeowner insurance in Guthrie County, Iowa costs an estimated $842 per year for a median-value home of $153,100. This represents approximately 1.1% of the median household income of $75,795.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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