Homeowner Insurance Costs in Hamilton County, IA
How much does homeowner insurance cost in Hamilton County? Here's what to expect.
Est. Annual Premium
$638
Monthly Cost
$53
Median Home Value
$116,000
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$116,000
Personal Property (C)$58,000
Liability (E)$300,000
Deductible$1,160
Cost Context
Homeownership Rate71.4%
Median Income$66,685
Property Tax Rate1.4%
Population14,979
About Insurance in Hamilton County
Homeowner insurance in Hamilton County, Iowa costs an estimated $638 per year for a median-value home of $116,000. This represents approximately 1% of the median household income of $66,685.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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