Homeowner Insurance Costs in Howard County, IA
How much does homeowner insurance cost in Howard County? Here's what to expect.
Est. Annual Premium
$688
Monthly Cost
$57
Median Home Value
$125,100
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$125,100
Personal Property (C)$62,550
Liability (E)$300,000
Deductible$1,251
Cost Context
Homeownership Rate76.2%
Median Income$63,947
Property Tax Rate1.3%
Population9,479
About Insurance in Howard County
Homeowner insurance in Howard County, Iowa costs an estimated $688 per year for a median-value home of $125,100. This represents approximately 1.1% of the median household income of $63,947.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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