Homeowner Insurance Costs in Jefferson County, IA
How much does homeowner insurance cost in Jefferson County? Here's what to expect.
Est. Annual Premium
$778
Monthly Cost
$65
Median Home Value
$141,500
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$141,500
Personal Property (C)$70,750
Liability (E)$300,000
Deductible$1,415
Cost Context
Homeownership Rate65.4%
Median Income$52,210
Property Tax Rate1.6%
Population15,785
About Insurance in Jefferson County
Homeowner insurance in Jefferson County, Iowa costs an estimated $778 per year for a median-value home of $141,500. This represents approximately 1.5% of the median household income of $52,210.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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