Homeowner Insurance Costs in Lucas County, IA
How much does homeowner insurance cost in Lucas County? Here's what to expect.
Est. Annual Premium
$611
Monthly Cost
$51
Median Home Value
$111,000
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$111,000
Personal Property (C)$55,500
Liability (E)$300,000
Deductible$1,110
Cost Context
Homeownership Rate79.8%
Median Income$63,405
Property Tax Rate1.5%
Population8,666
About Insurance in Lucas County
Homeowner insurance in Lucas County, Iowa costs an estimated $611 per year for a median-value home of $111,000. This represents approximately 1% of the median household income of $63,405.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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