Homeowner Insurance Costs in Mitchell County, IA
How much does homeowner insurance cost in Mitchell County? Here's what to expect.
Est. Annual Premium
$821
Monthly Cost
$68
Median Home Value
$149,200
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$149,200
Personal Property (C)$74,600
Liability (E)$300,000
Deductible$1,492
Cost Context
Homeownership Rate79.6%
Median Income$66,056
Property Tax Rate1.2%
Population10,537
About Insurance in Mitchell County
Homeowner insurance in Mitchell County, Iowa costs an estimated $821 per year for a median-value home of $149,200. This represents approximately 1.2% of the median household income of $66,056.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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