Homeowner Insurance Costs in Montgomery County, IA
How much does homeowner insurance cost in Montgomery County? Here's what to expect.
Est. Annual Premium
$546
Monthly Cost
$46
Median Home Value
$99,300
% of Income
0.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$99,300
Personal Property (C)$49,650
Liability (E)$300,000
Deductible$993
Cost Context
Homeownership Rate70.9%
Median Income$61,261
Property Tax Rate1.9%
Population10,285
About Insurance in Montgomery County
Homeowner insurance in Montgomery County, Iowa costs an estimated $546 per year for a median-value home of $99,300. This represents approximately 0.9% of the median household income of $61,261.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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