Homeowner Insurance Costs in O'Brien County, IA
How much does homeowner insurance cost in O'Brien County? Here's what to expect.
Est. Annual Premium
$780
Monthly Cost
$65
Median Home Value
$141,900
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$141,900
Personal Property (C)$70,950
Liability (E)$300,000
Deductible$1,419
Cost Context
Homeownership Rate76.0%
Median Income$65,076
Property Tax Rate1.1%
Population14,138
About Insurance in O'Brien County
Homeowner insurance in O'Brien County, Iowa costs an estimated $780 per year for a median-value home of $141,900. This represents approximately 1.2% of the median household income of $65,076.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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