Homeowner Insurance Costs in Osceola County, IA

How much does homeowner insurance cost in Osceola County? Here's what to expect.

Est. Annual Premium

$631

Monthly Cost

$53

Median Home Value

$114,800

% of Income

0.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$114,800
Personal Property (C)$57,400
Liability (E)$300,000
Deductible$1,148

Cost Context

Homeownership Rate75.9%
Median Income$67,561
Property Tax Rate1.0%
Population6,149

About Insurance in Osceola County

Homeowner insurance in Osceola County, Iowa costs an estimated $631 per year for a median-value home of $114,800. This represents approximately 0.9% of the median household income of $67,561.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Iowa

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.