Homeowner Insurance Costs in Shelby County, IA
How much does homeowner insurance cost in Shelby County? Here's what to expect.
Est. Annual Premium
$841
Monthly Cost
$70
Median Home Value
$152,900
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$152,900
Personal Property (C)$76,450
Liability (E)$300,000
Deductible$1,529
Cost Context
Homeownership Rate76.0%
Median Income$70,295
Property Tax Rate1.3%
Population11,737
About Insurance in Shelby County
Homeowner insurance in Shelby County, Iowa costs an estimated $841 per year for a median-value home of $152,900. This represents approximately 1.2% of the median household income of $70,295.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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