Homeowner Insurance Costs in Wayne County, IA
How much does homeowner insurance cost in Wayne County? Here's what to expect.
Est. Annual Premium
$543
Monthly Cost
$45
Median Home Value
$98,700
% of Income
0.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$98,700
Personal Property (C)$49,350
Liability (E)$300,000
Deductible$987
Cost Context
Homeownership Rate79.8%
Median Income$58,257
Property Tax Rate1.4%
Population6,484
About Insurance in Wayne County
Homeowner insurance in Wayne County, Iowa costs an estimated $543 per year for a median-value home of $98,700. This represents approximately 0.9% of the median household income of $58,257.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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