Homeowner Insurance Costs in Worth County, IA

How much does homeowner insurance cost in Worth County? Here's what to expect.

Est. Annual Premium

$718

Monthly Cost

$60

Median Home Value

$130,600

% of Income

1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$130,600
Personal Property (C)$65,300
Liability (E)$300,000
Deductible$1,306

Cost Context

Homeownership Rate77.3%
Median Income$69,897
Property Tax Rate1.2%
Population7,417

About Insurance in Worth County

Homeowner insurance in Worth County, Iowa costs an estimated $718 per year for a median-value home of $130,600. This represents approximately 1% of the median household income of $69,897.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Iowa

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.