Homeowner Insurance Costs in Ada County, ID
How much does homeowner insurance cost in Ada County? Here's what to expect.
Est. Annual Premium
$2,329
Monthly Cost
$194
Median Home Value
$423,500
% of Income
2.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$423,500
Personal Property (C)$211,750
Liability (E)$300,000
Deductible$4,235
Cost Context
Homeownership Rate71.3%
Median Income$83,881
Property Tax Rate0.6%
Population497,494
About Insurance in Ada County
Homeowner insurance in Ada County, Idaho costs an estimated $2,329 per year for a median-value home of $423,500. This represents approximately 2.8% of the median household income of $83,881.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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